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Chime Coupons & Promo Codes
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Earn $100 When You Join Chime + Qualifying Direct Deposit Of $200+
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Free $100 After Enrolling & Direct Deposit Of $200+
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Earn $100 For Signing Up With Deposit Within 45 Days
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Free $10 When You Activate Your Debit Card
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Earn $200 Total Bonus With Chime Signup
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Free $10 When Activate Your Chime Debit Card
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$300 Bonus With Signup + $200 Deposits
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Free $10 When You Activate Your Debit Card
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Free $10 When Activate Your Chime Debit Card
How to Use Chime Coupons
Find an active Chime offer on XCOUPON, click Get Code or Get Deal, and follow the link to the store. For code offers, copy the promo code and paste it at checkout before completing your purchase.
Check expiration dates and any minimum spend requirements listed on the merchant site. If one code does not work, try another verified offer from the list above.
Chime: Your One-Stop Savings Destination
Consider your days of dealing with banking fees, just so that you can have a bank account in your name, officially over. Founded in 2012, Chime is a financial technology company (not a bank) created with the goal of making banking services affordable and accessible to everyday people like you. Sounding a little too good to be true? Well, we did the research, and Chime's model is as legit as they come. Its model is based on interchange fees, so it makes money from merchants when you use your card, not from penalizing you.
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Chime FAQ
Is Chime a bank?
No. Chime isn't a bank. It's a financial technology company that is in partnership with The Bancorp Bank and Stride Bank to provide banking services to individuals. When you use Chime, the partner banks are the ones that hold your money, but Chime offers the services. That's why common costs like monthly service fees, overdraft charges, and minimum balance requirements don't apply.
How does Chime's SpotMe® feature work?
This is an overdraft feature that lets you get $200 or more over your available balance in ATM, debit, and credit transactions. Unlike most banks, Chime's overdraft feature doesn't incur expensive fees. It's 100% free. To qualify for SpotMe, you must sign up for direct deposit, where your paychecks get deposited into your Chime account.
What is Chime's security policy?
Chime applies several security measures to protect your money and data. These include 128-bit AES encryption and access control. It also gives you control to disable any suspicious transactions on your account from the settings section of the app and website.
What is Chime+, and how can I join it?
It's a feature available on Chime that you can unlock with qualifying direct deposits. Chime+ gives you access to more banking benefits and products, such as a higher savings APY of 3.75%, exclusive Chime Deals, 24/7 priority support, and early access to your paycheck for up to two days before your payday.